Our Services

Through the steps we take to get to know you better and by keeping our communication genuine, personal, and focused on you, we are able to develope our strategies to meet your needs.

We offer independent financial advice and management, serving our clients in all areas of financial management, including:

  • Retirement Income Accumulation and Distribution Planning

    Helping you determine your Retirement Income Needs once you are retired from the workforce so you may retire comfortably.  Making the most of your employer-sponsored retirement plans and IRAs. Managing assets before and during retirement.
  • Investment Planning
     
    Determining your asset allocation needs, while working with you to understand your risk tolerance.  Recommending appropriate investment vehicles to help you reach your goals.
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  • Estate Planning

    Helping with strategies to preserve your estate for your intended heirs. Potententially reducing exposure to estate taxes and probate costs. Coordinating with tax and legal advisors. 
     
  • Insurance Planning

    Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation, and working with other experts as needed to meet your goals.

     
  • Education funding

    Recommending investment and accumulation strategies to help you pay for your children's or grandchildren's education.

 

Our services are designed to help you answer the following questions:


  • How can I get more from my investments?

  • How can I reduce my exposure to risk?

  • How much money will I need to live comfortably in retirement?

  • Am I saving enough?

  • What is the best way to save for college?

  • How can I help reduce estate taxes and preserve more of my assets for my heirs?

  • Do I have the right amount of life insurance?

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When developing a customized financial strategy, I will walk you through a step-by-step process that is designed to make you feel confident in your decisions.  Once your goals have been established, appropriate strategies are customized to suit your vision and objectives. I can help you execute a sound financial program.